Product Information

Currently Adira has 2 insurance products to suit your needs, namely Autocillin Classic and Autocillin Ikhlas. Each product is being developed by adding special features to provide more added value. (Product comparison can be seen on Autocillin Product comparative matrix. Some of these features are:

• Protection for personal effects specially for Autocillin Classic
• Direct payment by bank transfer for third party legal liability specially for Autocillin classic
• Car rental fee / transportation fee specially for Autocillin classic
• Flexibility to choose the amount of premium to pay (Ikhlas Premium), specially for Autocillin Ikhlas.
• Profit distribution if during the period of one year there is no claim made, specially for Autocillin Ikhlas.

Tabel Komparasi Produk autocillin 

Special Package With Lower Rates

If you need complete protection, Adira Insurance provides Special Autocillin classic and Autocillin Ikhlas special package with coverage extension to Third Party Liability and Flood protection. This special package is offered with a lower rate than if extension is made separately.

For further information regarding Autocillin Classic and Autocillin Ikhlas Special package, you can call us on 021 390 3456 or come to our nearest representative office. You can also use our premium simulation in our website to estimate the value of the premium you need to pay.

Autocillin Classic

Autocillin Classic is a suitable product for you who want a complete motor vehicle insurance which provides comprehensive features and benefits such as:

• Personal Effect protection for your personal effects stored inside the vehicle, with maximum value of Rp. 2 million)
• Third Party Liability Direct Payment (Direct payment by bank transfer to third party)
• Car Rental Fee / Transportation Fee (Reimbursement for rental or transportation fees)

Coverage

The following items are under Autocillin classic coverage:

• Comprehensive (maximum age of vehicle is 8 years)
  
  Indemnity for loss/reconstruction cost for vehicle loss / damage, partial or whole, caused by falling objects, fire, criminal acts , theft, robbery, collision, or other traffic accident (in accordance with accident (in accordance with PSAKBI /Polis Standard Asuransi Kendaraan Bermotor Indonesia / Indonesian Auto Insurance Policy Standard))
• Total Loss Only (TLO) (maximum age of vehicle is 15 years)
  
  Indemnity for vehicle loss/total damage caused by falling objects, criminal acts, theft, robbery, collision, or other traffic accident (in accordance with PSAKBI /Polis Standard Asuransi Kendaraan Bermotor Indonesia / Indonesian Auto insurance Policy Standard)

Coverage Extension

With additional premium, you can add extra protections as follow:

• Third Party Liability (TPL)
  
  Protection against being sued by a third party, which arises from a collision of the insured motor vehicle.
• Personal Accident (PA)
  
  Protection against physical injury which causes permanent disability/ death of the insured and other passengers inside an insured car in the event of collision.
• Medical Expense (Medex)
  
  Protection for medical treatment for the driver or passengers inside the insured vehicle in the event of collision.
• Flood & Winstorm
  
  Protection for vehicle loss or reconstruction of the insured car in the event of windstorm, hail, floods, and water pool.
• Earthquake, Tsunami, and Volcanic Eruption
  
  Protection for vehicle reconstruction for damages caused by earthquake, tsunami or volcanic eruption.
• Strike, Riot, and Civil Commotion (SRCCTS)
  
  Indemnity for damages of the insured vehicle caused by riots, strike, riot, civil commotion, , revolution, rebellion, Terrorism and or Sabotage

Free Features

As additional coverage, Autocillin classic provides free features as follow:

• New for Old
  
  For your new car suffering total loss accident within the first eight month of insurance period, you will be provided with a brand new car replacement. The definition of new car is that the maximum car age is one month since the date of car registration number document at the time of policy closing. The replacement for your new car is the same brand and type with the insured car.
• Personal Effect
  Protection with indemnity of Rp. 2 million at maximum against damage or loss of personal effects inside the insured car, which suffers Total Loss Accident.
• Car Rental/Transportation Fee
  

  Indemnity of 0.5% from the insured value, maximum value is Rp. 5 million in the event that the insured car suffers Total Loss Only condition
• Direct Payment TPL
  Pembayaran kerugian secara langsung (melalui sistem transfer) terhadap tuntutan pihak ketiga akibat kecelakaan, maksimum Rp. 2 juta (comprehensive) dan Rp. 1 juta (Total Loss Only). (Berlaku jika mengambil coverage TPL)
• STNK Renewal Service
  Direct indemnity by bank transfer to the third party against third party liability for loss arising from accident, maximum value is Rp. 2 million (comprehensive) and Rp. 1 million (Total Loss Only). (Valid only if you have Third Party Liability coverage)
• autocillin garage
  Garage support by Adira partners, with 6 months warranty of service and parts originality (Adira insurance does not guarantee the availability of parts in the market)
  • Autocillin Anchor Garage (currently only valid in Jakarta, Bandung and Surabaya areas) Autocillin Anchor Garage is the main garage partner which provides special service such as:
    • Lifetime Guarantee
      Lifetime guarantee for painting in anchor garage during insurance period.
    • Pick Up Delivery (currently only valid in Jakarta).
      Pick up and delivery service for your car for service jobs performed in Autocillin anchor garage.
    • Car Progress Monitoring Service (sementara berlaku di Jakarta).
      Routine information related to the progress of service jobs performed to your car in Autocillin garage
  • autocillin Non ATPM Garage
  • Autocillin ATPM Garage (for option to choose auto 2000 garage, will be included in coverage extension)
• autocillin rescue
  • Towing Car
    
    Free towing facility for you who have vehicle accident, or pay maximum towing charge maximum of 0.5% from the insured value (for accident occurring to the insured vehicle) and maximum of Rp. 300 thousand per event (for vehicle damage or break down)
  • Ambulance
    Provides indemnity for ambulance services fee used for injured driver and/or passenger at the time of riding, with Rp. 300 thousand at maximum for each event.
  • Emergency Roadside Assistance (ERA)
    Free emergency assistance for minor damage of your car when driving (currently only valid in Jakarta).
   
• autocillin care 021 390 3456
  Telephone line to access information about products & services, complaints and suggestion handling, application process tracking, claims and policy renewal, and emergency services.
• SMS channel 0812 111 3456
  SMS line to obtain products & services information, claims submission, and emergency services.
  Please contact us for further information about Autocillin Classic or use the premium simulation on our website to calculate the estimated premium you need to pay.

Autocillin Ikhlas

Autocillin Ikhlas is the answer for you who seeks for motor vehicle insurance coverage with 2 benefits:

To get detailed information about Autocillin Ikhlas product, please read the following explanation or click here to get your premium simulation

Coverage

The followings are types of coverage available in Autocillin Ikhlas product:

Comprehensive
This coverage will indemnify any partial/total loss or damage against the insured vehicle due to falling object, fire, malicious act, theft, seizure, impact or other traffic accidents (as referred to in PSAKBI - Indonesian Standard Motor Vehicle Insurance Policy). The benefits of Comprehensive Autocillin Ikhlas product compared to other products are as follows:

TABLES of Premium Level and Own Risk (OR) that have to be assumed by the Customer according to the selected ikhlas premium for Comprehensive Autocillin Ikhlas product.

Non Truck and private use only

Total Loss Only (TLO)
This coverage will indemnify any total loss/damage against the insured vehicle due to falling object, fire, malicious damage, theft, seizure, impact or other traffic accidents. (as referred to in PSAKBI - Indonesian Standard Motor Vehicle Insurance Policy)

The difference between TLO Autocillin Ikhlas and TLO Autocillin classic lies on the varied price and indemnity limit according to customer’s option, while TLO Autocillin classic offers a single rate product with vehicle price as the maximum indemnity.

TABLE of premium paid by the customer and indemnity limit provided by Adira Insurance for Total Loss Only Autocillin Ikhlas product

Non Truck and Private Use Only

Coverage Extension

With additional premium, you can add extra protections as follow:

Free Features

As additional coverage, Autocillin classic provides free features as follow:

• Premi Ikhlas
  A Flexibility for you to pay the premium wholeheartedly according to applicable conditions.
• Profit Sharing
  Profit sharing for you if no claim is made during 1 year of insurance period. (The amount of profit sharing depends on investment revenue and claim level)
• Direct Payment TPL
  Pembayaran kerugian secara langsung (melalui sistem transfer) terhadap tuntutan pihak ketiga akibat kecelakaan, maksimum Rp. 2 juta (comprehensive) dan Rp. 1 juta (Total Loss Only). (Berlaku jika mengambil coverage TPL)
• autocillin garage
  Dukungan bengkel rekanan disertai garansi 6 bulan untuk seluruh pekerjaan dan garansi keaslian suku cadang (Adira Insurance tidak dapat menjamin ketersediaan suku cadang di pasaran).
  

  • autocillin Anchor Garage (sementara berlaku di Jakarta, Bandung, dan Surabaya) Bengkel rekanan utama autocillin yang memberikan layanan khusus berupa:

    • Lifetime Guarantee
      Jaminan seumur hidup untuk pengerjaan pengecatan di autocillin anchor garage selama masa pertanggungan.
    • Pick Up Delivery (sementara berlaku di Jakarta).
      Layanan antar jemput mobil Anda untuk pengerjaan di autocillin anchor garage.
    • Car Progress Monitoring Service (sementara berlaku di Jakarta).
      Informasi rutin mengenai status pekerjaan mobil Anda di autocillin anchor garage.
  • autocillin Non ATPM Garage
  • autocillin ATPM Garage (untuk pemilihan bengkel auto 2000 akan ditambahkan pada perluasan coverage)
• autocillin rescue

  • Towing Car
    Fasilitas derek gratis bagi Anda yang mengalami musibah saat berkendara atau memberikan penggantian biaya derek maksimum 0,5% dari harga pertanggungan (bagi kendaraan yang mengalami kecelakaan) dan maksimum Rp 300 ribu per kejadian (bagi kendaraan yang mengalami kerusakan mesin/mogok).
  • Ambulance
    Memberikan penggantian biaya untuk fasilitas ambulans bagi pengemudi dan/atau penumpang yang mengalami musibah saat berkendara, maksimum Rp. 300 ribu per kejadian.
  • Emergency Roadside Assistance (ERA)
    Bantuan darurat gratis bagi kendaraan Anda yang mengalami gangguan ringan saat berkendara di jalan. (Sementara berlaku untuk wilayah Jakarta)
• autocillin care 021 390 3456
  Akses melalui telepon yang disediakan untuk mendapatkan berbagai informasi produk & layanan, menangani keluhan & saran, melakukan proses aplikasi, klaim & perpanjangan polis, serta melayani permintaan layanan darurat.
• SMS channel 0812 111 3456
  Akses melalui SMS yang disediakan untuk mendapatkan berbagai informasi produk & layanan, pelaporan klaim, serta melayani permintaan layanan darurat.
  Hubungi kami untuk penjelasan lebih lanjut mengenai autocillin Classic atau gunakan simulasi premi pada web site ini untuk menghitung perkiraan premi yang akan Anda bayarkan.