Product Information

Motopro is a motor vehicle insurance product from Adira Insurance that provides guaranteed compensation for damage/ loss experienced by a motorcycle due to fire, theft or accident.

Coverage

• Total Loss Only

Provides compensation for total loss or damage due to fire, theft, or accident where the repair cost comes to 75% or more of the vehicle’s market value (referring to PSAKBI).

Extended Coverage

As well as Total Loss Only, Motopro also provides the following forms of coverage:

• 24-hour Personal Accident Protection

Provides coverage for any kind of accident affecting the insured party (as per the name in the policy) and leading to permanent disability or loss of life, with maximum compensation of Rp.20,000,000 during the coverage period (in line with applicable terms and conditions).

• Medical Expense

Provides reimbursement of medical expenses for the insured party (as per the name in the policy) specifically for vehicle-related accidents, with minimum reimbursement of Rp.150,000 and maximum of Rp.1,500,000 during the coverage period.

Terms and Conditions

• Age of vehicle: maximum 7 years (calculated at time of application for insurance)
• Vehicle used for personal or official purposes
• Coverage period: 1 year
• Deductible (own risk): Rp.100,000

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